PENDING
Brand
Yoco
The lowest-friction way onto card payments in South Africa. Sells the hardware outright, no monthly fee on the Core plan.
We earn from Yoco. It does not change our score, our ranking, or what we publish about them — the section below on where they lose is here for exactly that reason.
What qualifies them
Founded 2013, Cape TownLicensed by a registered acquirerOver 200,000 South African merchantsPublished rate card, updated publicly
Where Yoco loses
Yoco
What works
- Lowest published rate at 2.30% excl. VAT
- R0 monthly on the Core plan
- Dual-SIM 4G included on the Khumo 2
What does not
- Beaten on rate above about R60,000/month turnover
- No phone-support line — email first
- No VAS income stream, so the machine only ever costs you money
Verified 7 Jul 2026 · rates exclude VAT
Everything we have written about them
mashjoy.com Team
Selected and ordered by the desk
Last reviewed7 Jul 2026
Commercial relationship disclosed above · last reviewed 7 Jul 2026